Terms & Conditions
Last updated: January 15, 2026
These Terms and Conditions govern the access and use of the website protevante.com, owned by Protevante Lda., a limited liability company incorporated and registered in Portugal, headquartered at Rua do Comércio 12, 3rd Floor Left, 1100-150 Lisbon, Tax ID 509 247 831. By accessing and using this website, the user agrees to be bound by these terms.
1. Nature of Service
The website protevante.com is an exclusively informational and educational portal dedicated to promoting financial literacy among Portuguese citizens. Available content includes articles, guides, reference exchange rate data, and information about social programs. Protevante is NOT a regulated financial entity, does NOT provide financial consultancy, investment, or intermediation services, and is NOT registered with the Bank of Portugal, CMVM, or any other financial regulator.
2. Content Disclaimer
All content published on the website is provided "as is" and is intended solely for educational and informational purposes. Protevante will make reasonable efforts to keep information current and accurate but does not guarantee the accuracy, completeness, or timeliness of content. Exchange rate data is merely indicative and may differ from rates offered by financial institutions. Any financial decision made by the user based on this website's content is their sole responsibility.
3. Intellectual Property
All website content — including text, graphics, logos, icons, images, audio and video files, data compilations, and software — is the property of Protevante Lda. or respective rights holders and is protected by Portuguese and international intellectual property laws. Reproduction, distribution, modification, or commercial use of any content without prior written authorization is prohibited.
4. Acceptable Use
The user agrees to use the website lawfully and in accordance with these Terms. It is prohibited to: use the website for unlawful or fraudulent purposes; attempt to access restricted areas of the server or infrastructure; reproduce, duplicate, or copy content for commercial purposes; use automated mechanisms to extract data from the website.
5. External Links
The website may contain links to third-party websites. Protevante does not control and is not responsible for the content, privacy policies, or practices of external websites. The inclusion of any link does not imply recommendation or endorsement by Protevante.
6. Limitation of Liability
To the fullest extent permitted by Portuguese law, Protevante shall not be liable for any direct, indirect, incidental, consequential, or punitive damages resulting from access to or use (or inability to use) the website or its content, including, without limitation, financial losses, data loss, or business interruption.
7. Governing Law and Jurisdiction
These Terms and Conditions are governed by and construed in accordance with the laws of the Portuguese Republic. For the resolution of any disputes arising from the use of this website, the parties elect the jurisdiction of the Lisbon courts, waiving any other.
8. Changes to Terms
Protevante reserves the right to amend these Terms and Conditions at any time. Changes take effect on the date of their publication on the website. Continued use of the website after publication of changes constitutes acceptance of the new terms.
9. Contact
For any questions regarding these Terms and Conditions, please contact us at: Protevante Lda., Rua do Comércio 12, 3rd Floor Left, 1100-150 Lisbon, Portugal. Email: legal@protevante.com.